Finland came closest to solving homelessness. From 2008 it adopted national Housing First and converted emergency shelters into permanent apartments, and homelessness fell for eleven straight years. In 2025 it rose about 20% in a year after cost-of-living pressure and cuts to housing and income support, showing that solutions are only as durable as the benefits behind them.
Skeptics say Finland is small, homogeneous and rich in social housing, though others argue the real variables are housing supply and political will. Austerity is the strongest explanation for the 2025 rise, and Finland counts hidden homeless, so comparisons with U.S. counts are uneven.